FCI figures show global factoring hits €4tn as receivables finance keeps growing

Global factoring turnover surpassed €4tn in 2025, marking a new milestone for the receivables finance industry.

The latest FCI World Factoring Statistics, presented by Çağatay Baydar, Executive Chairman of TEB Faktoring and Vice Chairman of FCI, at RFIx26 in Berlin, show worldwide factoring turnover reached €4.039tn, up from €3.895tn in 2024. This represents annual growth of 3.7%.

The figures confirm the continued resilience of factoring and receivables finance as businesses face ongoing pressure from liquidity constraints, geopolitical uncertainty and changing trade patterns. Factoring remains an important source of working capital, particularly for SMEs operating in open account trade.

Europe retained its position as the largest regional market, with turnover of approximately €2.658tn, accounting for 65.8% of global factoring activity. The region recorded growth of 2.2%, supported by major markets including France, Germany, the UK, Italy and Spain. Germany posted growth of 6.3%, while Belgium, the Netherlands, Poland and Portugal also contributed positively.

Asia Pacific remained the second-largest region, reaching around €995bn, or 24.6% of global turnover. The region grew by 3.2%. China remained the world’s largest individual factoring market, with turnover of €713bn, up 5% year on year. Singapore, India and Taiwan also recorded strong growth.

The Americas delivered one of the strongest regional performances, with turnover rising 20% to approximately €326bn. North America grew 35.1%, driven mainly by the US, which increased by 35.5%. South and Central America reached around €165bn, up 8.2%, with Brazil, Peru and Mexico among the key contributors.

Africa’s factoring market reached approximately €51.4bn, representing growth of 2.2%. South Africa remained the continent’s dominant market, while Egypt recorded notable growth, rising to €2.4bn.

The Middle East recorded turnover of approximately €8.8bn, up 8.7%, supported by growth in Israel, while the UAE remained the region’s largest market.

Betül Kurtuluş, Deputy Secretary General of FCI, said: “The 2025 statistics mark an important milestone for the global factoring industry, with worldwide turnover surpassing €4 trillion. This achievement reflects the continued resilience, adaptability and relevance of factoring in supporting businesses through changing market conditions. At a time when many SMEs continue to face challenges accessing traditional finance, factoring offers a practical way to unlock working capital from receivables, mitigate payment risk and support open account trade. It is not only a financing tool, but an important part of the solution in helping narrow the SME trade finance gap and enabling sustainable economic growth.”

The latest figures show that receivables finance is continuing to strengthen its role within the global trade ecosystem. As supply chains become more regionalised and trade corridors evolve, businesses are increasingly relying on flexible open account solutions supported by factoring and supply chain finance.