22-04-2026Markus Wohlgeschaffen, Head of Trade Finance & SCF Sales Multinationals, DZ Bank In the lead-up to RFIx26, we sat down with Markus Wohlgeschaffen, Head of Trade Finance & SCF Sales Multinationals at DZ Bank, to explore one of the most critical shifts underway in the industry: Europe’s rapidly evolving digital trade infrastructure.The discussion examined whether current efforts around e-invoicing, digital identity and MLETR-aligned frameworks are truly moving the market toward seamless cross-border interoperability – or risk creating fragmented, highly advanced systems that still struggle to connect. It also raised important questions around whether banks are genuinely rethinking KYC and risk models, or simply digitising existing processes without meaningfully reducing friction, and how the growing shift from documents to data could redefine the very foundations of trust and enforceability in trade finance.These themes will be explored in greater depth at RFIx26 in Berlin, where industry leaders will come together to assess what it will take to move from digital ambition to practical, scalable transformation.