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Europe

SME lenders accelerate digital lending as API integrations reshape...

SME lending platforms are accelerating the shift toward API-driven lending models, as brokers and fintechs increasingly integrate directly with funding providers to streamline application and decisioning processes. Recent developments across the UK market show a growing move away from manual...

#API#digital lending#embedded finance

Scottish SMEs write off bad debt as late payments...

Scottish SMEs are facing mounting cashflow pressure, with new data from Bibby Financial Services showing that 39% of businesses have…

#bad debt#Bibby Financial Services#Cash flow


Lovey integrates Funding Circle API to accelerate SME lending...

Lovey has integrated Funding Circle’s lending API into its platform, in a move aimed at reducing friction in SME finance…

#API#embedded finance#fintech


CapBay and CGC Digital launch dual-facility guarantee scheme for...

CapBay has partnered with CGC Digital to launch a dual-facility digital guarantee scheme aimed at expanding access to financing for…

#CapBay#CGC Digital#guarantees


Ukraine unveils €1.5bn trade reinsurance scheme to unlock financing...

Ukraine has launched a €1.5 billion trade reinsurance mechanism aimed at restoring access to trade finance and supporting cross-border commerce…

#export credit agency#reinsurance#risk mitigation


BCRS Business Loans drives £53m economic impact as SME...

BCRS Business Loans has generated more than £53 million in economic impact across the West Midlands and Wales, as lending…

#BCRS#British Business Bank#community lending


Scrap metal firm expands with acquisition backed by community...

Total Metal Recovery has expanded its operations by acquiring skip hire firm A-Z Skips, supported by funding from ART Business…

#acquisition finance#ART#BCRS


UK insolvencies rise as unpaid invoices and energy costs...

UK business insolvencies have increased by 7% month-on-month, highlighting mounting pressure on SMEs as cashflow conditions tighten. Businesses are now…

#Bibby#Cash flow#insolvency


Ebury targets private markets with new treasury and FX...

Ebury has partnered with the Global Emerging Manager Institute (Global EMI) to expand its treasury, FX and cash management offering…

#cash management#Ebury#FX


UKEF backs £128mn export finance deal for Indonesia submarine...

UK Export Finance (UKEF) is backing a £128mn export finance deal to support the delivery of a submarine rescue system…

#ECA#export finance#Indonesia


Time Finance Grows Invoice Finance Team With New Appointment

Independent SME lender, Time Finance, has appointed Ria Seward as a Relationship Manager within its Invoice Finance division. Ria joins…

#invoice finance#SME lending#Time Finance


Commodity trader collapse raises fresh trade finance exposure concerns

A commodity trading firm has entered administration, raising fresh concerns over counterparty risk and exposure across trade finance markets. The…

#commodity trader#counterparty risk#insolvency

UK Supreme Court: banks can refuse LC payments due...

The UK Supreme Court has ruled that banks can refuse to make payments under letters of credit where sanctions restrictions…

#LC#Letters of Credit#sanctions

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