RFIx26 Day Two focuses on fraud, AI and the future of receivables finance

RFIx26 moved into its second day in Berlin with discussions turning toward fraud prevention, AI-driven underwriting and the changing structure of global receivables finance markets.

The second day of the conference placed particular emphasis on operational risk and technology, reflecting growing pressure on banks, fintechs and funders to modernise systems while managing increasingly complex trade environments.

One of the central themes was fraud risk in receivables and supply chain finance. Market participants discussed how rising transaction volumes, fragmented data and more sophisticated financing structures are forcing lenders to strengthen controls around invoice verification, onboarding and portfolio monitoring.

Artificial intelligence was also a major focus throughout the programme. Discussions explored how AI is being applied across working capital finance, including document processing, transaction monitoring, onboarding and credit assessment. Speakers highlighted that the technology is increasingly being viewed not simply as a tool for efficiency, but as part of a broader shift toward real-time liquidity and risk intelligence.

Panels also examined the growing role of private capital in receivables finance markets, as banks continue to reassess balance sheet usage and risk appetite. Non-bank investors, insurers and institutional funding providers are becoming more active across factoring, supply chain finance and asset-backed working capital structures.

Other sessions covered digital trade infrastructure, inventory monetisation, e-invoicing, credit insurance and cross-border receivables strategies.

The agenda reflected an industry in transition, balancing demand for faster, more scalable financing with the need for stronger governance, transparency and risk management.