Oscar Julio Pérez FríasOriginator and Structurer, Value Chain Finance Europe, RabobankHe is a finance and international trade professional with 12 years of experience, specialising in working capital and trade finance. He currently works as both an originator (commercial) and structurer (technical) in trade receivables securitisation and trade receivables financing solutions, including factoring, asset-based lending, invoice finance, and supply chain finance for large corporates across Europe. He holds an MBA from IE Business School — ranked the third-best European Business School by the Financial Times in 2017 — and is a CFA (Chartered Financial Analyst) charterholder. He has worked and studied in Spain, the United Kingdom, China, Luxembourg, and France. He is regarded as proactive, a fast learner, and results-oriented, with strong communication skills and the ability to collaborate effectively across functions and teams.