Niraj Kumar Head of Global Transaction Banking, United Arab BankNiraj Kumar is a senior banking executive with 20+ years of leadership across the UAE and India, specialising in Transaction Banking, Trade Finance, Supply Chain Finance, and Cash Management. He has held P&L leadership roles at United Arab Bank, Noor Bank, and Emirates NBD, with a track record of building GTB functions from the ground up and driving large-scale digital transformation across trade and payments.A certified FCI International Factoring professional and former Industry Co-Chair of Haifin UAE, Niraj brings a practitioner’s perspective on banking innovation, digital adoption, and the future of corporate financial services.He holds an MBA and a Bachelor of Engineering, and is based in DubaiWebcastings MENASCF24 Niraj Kumar, Head of Global Transaction Banking, United Arab Bank