Yubi Group and India Factoring partner to provide modern working capital solutions

End-to-end debt lifecycle company Yubi Group (Yubi) have entered a strategic partnership with India Factoring, one of the country’s leading trade finance companies specialising in working capital solutions.

This partnership will support India Factoring’s ambitious goal to further expand its reach to Indian manufacturers through efficient discovery and comprehensive data inputs from Accumn. Accumn, a Yubi Group company, will enable India Factoring to further streamline and support its credit assessment through products like Xplore, Insight, and Monitor.

These tools empower India Factoring to efficiently discover and onboard new clients in India needing cross-border financing. Through Accumn, India Factoring will have access to comprehensive, publicly available information in a unified platform and maintain real-time monitoring of customer profile post-disbursement. This includes updates on borrower, leadership changes, financial health, and litigation, ensuring robust risk management tools for credit decisions.

“At Yubi, our mission is to deepen and democratise the global debt markets,” said Gaurav Kumar, Founder and CEO of Yubi Group. “By combining Yubi’s tech-enabled approach with India Factoring’s expertise, we’re delivering a high-impact solution that drives liquidity and empowers Indian enterprises to thrive in international markets, making capital more accessible without collateral requirements.”

Further, Yubi’s network of over 17,000 enterprises in India will enable India Factoring to discover new customers across sectors and empower Indian exporters to scale their operations efficiently. This partnership will equip Indian enterprises—for export & domestic sales alike—with critical collateral-free funding for transactions, thereby addressing a significant challenge in trade finance.

Also routing trade flows through India Factoring will provide real-time insights into the creditworthiness of their trading partners worldwide and cover the buyer default risk up to 100% under the Factors Chain International (FCI) route, enabling enterprises to navigate international markets with greater precision and confidence.

Ravi Valecha, CEO of India Factoring, commented, “This cooperation leverages Yubi’s vast network of customers and provides them with modern working capital solutions which are unparalleled in the Indian market. By harnessing Yubi’s technology-driven solutions, we’re further able to deliver cross-border financing that’s compliant, faster, more accessible, and tailored specifically to the unique needs of Indian businesses. Our goal is to be a one-stop solution for Indian enterprises to achieve their global aspirations.”

Accumn’s platform leverages an intelligent, AI-powered assessment engine that unifies financial analysis, risk scoring, and alternate data validation, tailored for both retail and wholesale lending. Banks and NBFCs benefit from advanced risk insights, enabling rapid, data-driven assessment and enhancing scalability. With a real-time 360-degree view of borrowers’ financial health, Accumn’s solutions facilitate precise, integrated credit evaluations across large corporate portfolios and retail borrowers alike, making credit assessment more seamless and impactful.