World Factoring Yearbook 2026 specialist articles chart the next phase of receivables finance 

New expert perspectives connect artificial intelligence, data quality, fraud prevention, market infrastructure and policy-led growth 

The specialist articles in the World Factoring Yearbook 2026 present a clear view of an industry at a pivotal moment: factoring is becoming an increasingly important part of working-capital infrastructure, while technology, stronger controls and more enabling market frameworks redefine how receivables finance is delivered. 

Across six contributions from technology specialists, risk practitioners, regulators and FCI leaders, the section explores how the industry can expand access to finance and support trade without losing sight of the fundamentals that underpin trust: high-quality data, independent verification, sound governance, legal certainty and human judgement. 

The technology agenda is addressed with both ambition and pragmatism. Mark Watkins and Jason Robson of Lenvi Riskfactor examine how machine-learning models can forecast client and debtor behaviour, helping lenders identify emerging risks and sustainable growth opportunities earlier. Their analysis stresses that predictive insight should strengthen, not replace, expert oversight and that useful models depend on each lender’s own portfolio data and operational context. 

That dependency is developed further by Raško Perić of efcom GmbH, who argues that data quality is a direct driver of risk, profitability, compliance and competitiveness. His article sets out the case for treating data as a strategic asset, establishing clear governance and building a data-first culture – particularly as more autonomous AI systems increase the consequences of incomplete, inaccurate or inconsistent information. 

The section also delivers a timely warning on risk discipline. Igor Zaks of Tenzor Ltd. draws lessons from the Greensill, First Brands and HPS/Carriox failures, identifying recurring weaknesses including reliance on borrower representations, insufficient operational intelligence and excessive concentration. The core message is uncompromising: documentary due diligence is not enough when verification is conducted at the wrong layer or is not independent of the commercial relationship. 

Growth opportunities are equally prominent. An article from the International Financial Services Centres Authority describes how India’s GIFT City IFSC is building a competitive trade-finance ecosystem through a flexible regulatory framework, digital trade-finance platforms, incentives and infrastructure designed to support international factoring. It highlights India’s expanding trade ambitions and the potential for global institutions to participate in the IFSC’s development.

A global roundtable led by FCI Deputy Secretary General Betül Kurtuluş brings together FCI Executive Committee members from Türkiye, Croatia, Brazil, India, the United States and Peru. Their regional perspectives show an industry that remains resilient but is contending with margin pressure, funding constraints, regulatory divergence, fraud risk and fast-changing customer expectations. They also point to significant potential in electronic invoicing, receivables registries, cross-border trade, supply-chain transformation and hybrid models that combine fintech agility with established factoring expertise.

Finally, FCI Education Director Aysen Çetintas examines the role of central banks in advancing factoring through education. Examples from Uganda, Uzbekistan and the United Kingdom demonstrate how informed public-sector engagement can improve dialogue, strengthen market confidence and help translate legal and institutional reform into sustainable growth.

Taken together, the articles show that the future of factoring will not be secured by technology or scale alone. Sustainable growth will depend on combining innovation with disciplined risk management, verifiable trade data, effective regulation and industry-wide education. For banks, factors, fintechs, investors, policymakers and businesses seeking resilient working-capital solutions, the World Factoring Yearbook 2026 offers an authoritative guide to the forces reshaping the market.

The World Factoring Yearbook 2026 is published by BCR Publishing in association with FCI and is available to industry professionals and organisations worldwide. This edition features 51 contributions, including 45 country market reviews and six specialist articles examining some of the most important issues shaping the future of receivables finance.

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This press release is based on Section I, Specialist Articles, of the World Factoring Yearbook 2026.