Price Ridge Capital launches to bring private credit into working capital finance

Price Ridge Capital has launched with a model designed to connect private credit investors with trade finance and working capital programmes.

The firm positions itself as a bridge between corporates seeking liquidity and capital providers looking for exposure to short-duration trade finance assets. Its model covers structuring, onboarding, servicing and management of working capital facilities.

The launch comes as private credit investors continue to look beyond traditional corporate lending into asset-backed and transaction-linked finance. Trade receivables, payables finance and supply chain finance can offer shorter tenors and self-liquidating structures, making them attractive to investors seeking differentiated credit exposure.

For corporates, the appeal is access to institutional funding outside conventional bank channels. Working capital demand has remained elevated as companies deal with longer payment cycles, supplier pressure and higher operating costs.

The opportunity is particularly relevant for suppliers and portfolio companies that need financing linked to invoices, purchase orders or payables programmes but may not have easy access to scalable bank capacity.

Price Ridge says its team has experience scaling more than US$75bn of facilities and handling more than US$1bn of monthly settlement activity at peak. The firm is targeting both corporates and private capital providers.

The launch reflects a wider shift in the market as private credit increasingly moves into areas once dominated by banks. For trade finance, that could bring additional capacity, but it also places more emphasis on servicing, documentation quality and transaction control.

The growth of private capital in working capital finance is likely to continue as companies seek more flexible liquidity and investors look for credit assets tied to real commercial flows.