ACI and dLocal open Brazil and Mexico payments through one integration

ACI Worldwide and dLocal have formed a strategic partnership allowing global merchants to access leading payment methods in Brazil and Mexico through a single integration, with four additional Latin American markets planned.

The initial rollout connects dLocal’s regional payment network with the ACI Payments Orchestration Platform. Merchants and financial technology providers using ACI can begin processing six distinct local payment methods across the two countries, including Pix, PicPay, NuPay, Mercado Pago, OXXO and Mexico’s SPEI transfer system.

Argentina, Chile, Colombia and Peru are expected to follow during the next phase. The companies did not provide a timetable for that expansion or disclose the commercial terms of the partnership.

The proposition is intended to reduce the number of individual connections international merchants must build when entering Latin American markets. Payment preferences vary significantly across the region, and businesses relying solely on international cards can struggle to reach customers who favour bank transfers, digital wallets or domestic instant-payment schemes.

Alternative payment methods now represent approximately half of online transactions across Latin America, according to figures cited by the companies. Brazil’s Pix system alone has more than 170 million users, illustrating how domestic payment infrastructure has become central to the region’s digital economy.

ACI provides orchestration, routing, fraud prevention and payment intelligence, while dLocal contributes connectivity to domestic payment rails and regional regulatory expertise. Merchants retain control over how transactions are managed and routed rather than handing the entire payment process to a single local provider.

For multinational businesses, payment acceptance has a direct working-capital consequence. Failed or delayed transactions slow cash collection, while fragmented acquiring arrangements can complicate settlement, reconciliation and liquidity management across currencies and jurisdictions.

The partnership therefore extends beyond improving the consumer checkout experience. A consolidated integration could give merchants clearer visibility over regional cash flows and reduce the operational work involved in adding payment methods as they expand.

Its value will ultimately depend on transaction performance, settlement arrangements and the speed at which the next four countries are added. The immediate access to Brazil and Mexico nevertheless gives ACI customers a practical route into two of Latin America’s largest digital-commerce markets.