Shiona DaviesDirector, IPSOS; Author, The SME Finance MonitorShiona Davies is the author of the SME Finance Monitor, a survey of UK SMEs established in 2011, and now the definitive source of insight into how small and medium-sized businesses in the UK view, use and experience finance. As one of the most comprehensive and authoritative data sets of its kind, the SME Finance Monitor enables analysis by size, sector, region and a wide range of other factors, through the shifting economic conditions of recent years. Its findings, regularly cited by government, banks and industry bodies, offer an unparalleled view of SME sentiment and behaviour, how these evolve over time and the role of finance in driving growth and innovation. The data and reports are freely available