Samuel Arnold

Head of Diversified Industries (UK) & Head of Defence (Europe), Trade & Working Capital Origination, Santander CIB

As a senior Trade Finance and Working Capital banker, Sam specialises in structuring and originating complex cross-border solutions that release liquidity, mitigate risk and enhance clients’ ability to trade with confidence. As Head of Diversified Industries (UK) and Head of Defence (Europe) at Santander Corporate & Investment Banking, he leads client strategy across multiple sectors, helping global corporates embed working capital efficiency into their commercial and supply chain models. With a background spanning senior leadership roles at Lloyds Banking Group, and the Royal Bank of Scotland, Sam has advised many FTSE100 and multinational clients through evolving trade, geopolitical and funding landscapes. His focus is on turning working capital from a constraint into a competitive advantage, by combining market insight, product innovation and partnership.