Saket Pandey Global Head, Credit Insured AR, UK, Europe & MEA AR Product Head, Citi Saket is the Global Head of Credit Insured Accounts Receivable (AR) and Cluster Head for UK, Europe, and MEA for AR at Citi, based in London. A seasoned corporate banker with deep expertise in Trade Finance, he has extensive experience across Product Development, Structuring and Sales. Throughout his career, Saket has held multiple senior roles spanning Asia, the Middle East, Europe, and the Americas, consistently achieving success in managing international businesses and leading diverse teams. Previously, Saket was the Europe and Americas Head of Structuring at Standard Chartered Bank, where also held a global role with responsibility for Auto, Consumer and Retail sectors. Saket has a proven track record in leading teams to execute complex financing solutions across multiple sectors. He holds an MBA from Indian Institute of Management, Bangalore – the leading management institute in India.