Richard Talboys Executive Director, Political and Trade Credit Risks, WTW Richard has worked in credit insurance for 48 years, first with ECCD (the UK ECA), then as a broker before joining WTW in 1987. He has been with WTW for 36 years and leads the GB Trade Credit line of business and the global centre of excellence in Trade Credit Excess of Loss for larger clients. Richard has worked with and has experience of a wide array of sectors, including forest products, travel and aviation, commodities, motor trade and its wholesale finance, supply chain finance and receivable purchasing for FIs, energy and in the agrochemical, food and drink sectors. He is an associate of UK Chartered Institute of Credit Management and a member of the FCIB, the international arm of the NACM and a sponsor/ member of the Association of Credit Directors and Professionals (AICDP).