Richard Kerton

Head, Esme Loans

_{MD of Esme Loans Ltd a leading and fast growth SME unsecured digital lending platform. Richard is an innovative Senior Banker with deep knowledge and experience across the breadth of Retail, Commercial and Institutional Banking and senior representation in the financial services industry. Prior to founding and launching Esme Loans, Richard headed up the RBS Structured Finance business focused on providing structured lending solutions to the Global Financial Services and Funds industries, including wholesale funding to the alternative lending market.}