Rafiq Jaffer Partner, Al Tamimi & Company Rafiq Jaffer is a Partner in Al Tamimi & Company’s Banking and Finance department, having worked at the firm for over 15 years. Prior to re-joining the firm, Rafiq was Head of Legal at Barclays Bank in India. At Barclays, Rafiq led the legal team responsible for wholesale lending, including external commercial borrowing, trade finance and cash management. He specialises in bank lending and debt capital markets transactions using both conventional and Islamic structures. Rafiq is recognised by IFLR1000 as being Highly Regarded in the areas of Banking, Debt Capital Markets and Islamic Finance. Chambers has ranked Rafiq in the following categories: Debt Capital Markets (Middle East Wide), Debt Capital Markets (UAE), Banking and Finance (Saudi Arabia).