Niraj RambaccussingHead of Factors, SBM FactorsSheilesh (Niraj) Rambaccussing acquired 13 years of experience in various industries before joining the financial sector in 2008 as Head of Card Sales at Barclays Mauritius. In 2012, he joined the Business Banking Team and was awarded Best RM for Mauritius as well as the Barclays Eagle Award for integrity in 2013. He was at ABSA Capital for a short period before joining CIM Finance as Head of Corporate and SME in 2017. He then joined SBM Group as Head of Factors in 2018 where he managed to turn the company around and make it profitable within 18 months. In 2020, with the support of his team, he embarked on the Reverse Factoring project with FCI which will go live in January 2023. Niraj is also a member of the FCI as African Ambassador and is a dynamic, motivational, passionate, and self-driven individual.