Margrith Lutschg-Emmenegger Advisor, Quaterback Margrith Lütschg-Emmenegger has worked in Trade Finance with a special focus on Forfaiting and Factoring for most of her professional life, first with Barclays Bank, and then Midland Bank Aval in London before joining West Merchant Bank where she had Global responsibility for forfaiting and factoring. Margrith joined FIMBank as EVP, responsible for Business Development and was appointed to President in 2004. She retired to become an Advisor to the FIMBank Group and other industry members. In 2014 Margrith was awarded the highest decoration of the Republic of Malta, the National Order of Merit, in recognition of her ‘exceptional contribution towards the common good of the Maltese and the development of Malta as a financial centre.’ Margrith was educated in Switzerland and was a member of the board of the Swiss Association of Forfaiters in 1983, and also founding Chairman of the Association of Forfaiters in the Americas in 1995. More recently in 1999, Mrs. Lütschg-Emmenegger co-founded the International Forfaiting Association (IFA) were she served as Deputy Chairman until 2003. In 2013 Margrith was elected as Chairman of International Factors Group (IFG). She has also been a regular speaker on the subject of trade finance for many years travelling around the World teaching audiences the benefits of Factoring and Forfaiting.