Luis Vilas Former CIO, Santander Factoring and Confirming Luis joined Santander Group 20 years ago, to lead financial solutions projects for SMEs and Corporates in relation to factoring, reverse factoring and other supply chain finance products, through “antander Factoring y Confirming, EFC. the Group´s subsidiary specialising in this area of activity. Santander Factoring y Confirming, EFC has been a pioneer and leader in the Spanish market, participating in all relevant EDI initiatives prominently. Among all the projects in which he has been active, some have special significance, as they meant the provision of EDI solutions to large corporations and to the relevant networks of international factors (namely, Factors Chain International and International Factors Group), such as Edifactoring Project and IFDEX Project, whose main objectives were to standardise the communications between members of these groups and to promote the usage of EDI among their clients.