Louis Carbonnier

Louis Carbonnier

Co-Founder and Co-CEO, Liquidity Lab

Louis is the co-founder of Liquidity Lab. Liquidity Lab helps CFOs and Credit Managers modernise Accounts Receivable (AR) and Accounts Payable (AP) – replacing rigid, manual processes with automated workflows that improve efficiency and reduce costs. Combining deep operational expertise with cutting-edge AI, we make it easy to discover, design and embed intelligent AR and AP workflows into day-to-day operations. Founded by credit management experts from Allianz Trade, Klarna, PayPal and Hokodo, Liquidity Lab helps you to increase revenue by as much as 40% through instant credit decisioning, fraud prevention and a seamless checkout experience. Meanwhile, automated invoice matching and agentic collections enable you to reduce DSO by 28% and cut costs by up to 15%. 

Louis is the co-founder and co-CEO of Hokodo where he leads commercial strategy and product development. Hokodo is a pan-European fintech scale-up offering a Buy Now, Pay Later solution designed specifically for B2B merchants and marketplaces. 

Hokodo’s technology empowers B2B merchants to sell more by offering credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms through a frictionless checkout experience. 


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