Louis Carbonnier

Co-Founder and Co-CEO, Hokodo

_{Louis is the co-founder and co-CEO of Hokodo where he leads commercial strategy and product development. Hokodo is a fintech startup offering a Buy-Now-Pay-Later solution designed specifically for B2B merchants and marketplaces. Taking care of credit checks, collections and risk management, Hokodo empowers e-commerce merchants to offer instant trade credit online – even for first-time buyers. Hokodo’s products are backed by Lloyd’s of London via the SCOR Syndicate, a unit of SCOR SE. Louis was previously the head and founder of the Digital Agency at Euler Hermes (now Allianz Trade), the world’s leading trade credit insurer and part of the Allianz Group. The Euler Hermes Digital Agency (EHDA) was launched in 2015 and quickly became one of the most recognised corporate innovation teams in the financial services sector, with its tech-driven innovations and unparalleled vision to shape a better future for B2B trade. Louis started his career in strategy consulting at Oliver Wyman where he was a Principal in the Financial Services practice. He has consulted for more than 30 leading financial institutions across Europe, North America and Asia-Pacific.}