Lawrence Wood Group Head of Credit & Risk, Ultimate Finance Lawrence has 25+ years’ experience within the ABL sector across HSBC, RBS, GMAC and Aldermore and with Ultimate as Head of Credit for the last 6 years. Roles have been varied covering product development, portfolio management, risk management and business development. Lawrence rovides a key strategic role within the risk team, heading up the credit sanctioning function for both new and existing business across the Ultimate Finance Group and its entire product range.