Khushnama Davar Director, Trade Product Management, HSBC (Voltron) Khushnama Davar leads the Digital Initiatives [DLT, Third Party Platforms, Fintech Engagements] in the global Product & Propositions Team in Global Trade & Receivables Finance at HSBC. Her last role was as the Managing Director & Head Trade, at Standard Chartered Bank, India. She was responsible for overall Trade business including driving the P&L, strategy, sales and product management across the banks’ network in India. She has a rich experience spanning 25+ years in Transaction Banking spanning across Citibank, Deutsche Bank and SCB/ANZ Grindlays Bank. She is a seasoned transaction Banker who is uniquely placed to offer a perspective based on her experience across different organizations and roles/experiences including country and regional roles covering India, Bangladesh, Sri Lanka and Pakistan. She holds a Masters in Banking & Finance from the University of Mumbai, is a Graduate of the Institute of Cost and Works Accountant and a Fellow of the Indian Bankers Association. She is passionate about harnessing technology to deliver a fantastic Customer Experience and facilitating provocative conversations with individuals and teams around persistence, adding value, relationships, technology and making it happen!