K. Nizardeen CEO, Credit Investment Bank UAE, Vice Chair, ICC Banking Commission, ICC UAE Mr Nizardeen (CDCS, CTFC & CFP) is a highly experienced banker with over 30 years of banking experience in Transaction Banking, Global Operations, Transformation, Trade Finance and Islamic Banking. He is a technology leader in the banking industry with experience across multinational and local banks with a strong track record. Mr Nizardeen is currently is the CEO at CIB, UAE / Malaysia, following his tenure as Head of Transaction Banking at Emirates Islamic Bank (ENBD Group). He is an ExCo member of the ICC Banking Commission, Vice Chair of ICC UAE and a member of the ICC Digitisation working group which released the recent eUCP and eURC. Mr Nizardeen is a regular speaker at international conferences, a trainer and a well-known writer with many articles on banking, trade finance, digitisation and Islamic banking. He has led transformation changes to many areas across the banking industry especially in the transaction banking, trade finance, operations and Islamic banking areas which have enhanced efficiency and reduced cost. Mr Nizardeen invented and implemented the world’s first Islamic internet banking platform for end-to-end trade finance transaction processing and blockchain powered Islamic inspection system. He has also successfully established global operating models across many leading banks by consolidating, strategising, restructuring, outsourcing and implementing/replacing core banking systems.