Jonathan Williams Head of Transactional Legal, Demica Jonathan joined DEMICA in April 2019 and became the Head of Transactional Legal in July 2021. Prior to joining DEMICA, Jonathan was at the Royal Bank of Scotland where he was the Global Head of Trade Finance, Legal and a Managing Legal Counsel in the Capital Resolution Division. Prior to that he was Lending Counsel at ABN AMRO having formerly trained, qualified and practised at Herbert Smith. At DEMICA he focuses on Software as a Service contracts for the DEMICA payables and receivables finance platforms, securitisation reporting transactions and supply chain finance transactions.