Jonathan Croft Managing Director and CIO, Société Générale Factoring Jonathan graduated from Pembroke College Oxford and started his IT career in 1991 with a European consultancy firm working in the banking and finance sector. 1996 marked his first factoring experience with solution integrations and Y2K migrations. Over the last 32 years he has played major IT roles across Europe from development and infrastructure to architecture and strategy with a strong business mindset. He has successfully led factoring teams through migrations, integrations, joint venture creations and most recently agile, infrastructure and digital transformations. In February 2017 Jonathan joined Société Générale as CIO heading up the Business and Information Solutions Directorate and as an Executive Committee member.