Gary Payne

Director, Trade Receivables and Supply Chain Finance, WTW

Gary is Director within the Working Capital Solutions division at Willis, a WTW business. He advises banks, alternative lenders, and corporates on structuring credit risk solutions that protect balance sheets and enable trade finance. With over 17 years’ experience in credit insurance and structured trade finance across the UK and Canada, Gary specialises in designing insurance policies and financing structures that mitigate buyer default risk and unlock additional liquidity. His expertise spans documentary trade, invoice finance, supply chain finance, asset-based lending, and innovative insurance-backed solutions that improve capital efficiency for lenders while supporting client growth.