Filiz Unal Deputy Secretary General, Association of Financial Institutions Filiz Unal represents the factoring sector at the Turkish Financial Institutions Association (FKB), with 30 years of professional experience in the banking and factoring sectors. Beginning her career in the banking sector she worked in factoring companies for 18 years, specialising variously in marketing, international factoring, client and correspondent relations. Before joining the Turkish Factoring Association in 2010 as the Secretary General, she was Executive Vice President at Garanti Factoring, responsible for marketing and international departments, and was a member of the Marketing and Development Committee of International Factors Group, Brussels. She is honoured to be the current Deputy Secretary General at the Turkish Financial Institutions Association, which is a semi-governmental organisation for all leasing, factoring and financing companies established in 2013 following the Law on Financial Leasing, Factoring and Finance Companies of December 2012.