Elena Mazzotti MD Europe Credit, Accenture Managing Director – Financial Services, European Credit Lead Innovation# Fintech#Credit. Data Driven Banking Over 20 years of experience in Management Consulting, international exposure to the top Financial services players. Retail & Corporate lending capabilities along the all value chain (origination, monitoring, non performing loans, credit engines). Deep experience in strategic planning, start up / carve out / M&A, complex transformation program, change management