Dr Izabela Czepirska Product Manager, Komgo Dr Izabela Czepirska manages digital trade finance products at Komgo. She leads the product development in the areas of receivables discounting, documentary credit, secondary market and electronic documents. Izabela has 10 years of experience in financial services across traditional banking, fintech and academia. She worked at Citi for 7 years, holding positions in Transaction Banking, Cash Management, Credit Risk and Trade Finance (Risk Distribution and Supply Chain Finance). In 2019, Izabela was awarded a PhD cum laude in finance from the Warsaw School of Economics for her dissertation on microfinance around financial inclusion and use of technology. Given her experience in different parts of trade finance and strong academic background, Izabela joined ITFA Emerging Leaders Committee where she is the Deputy Chairperson and the ITFA Market Practice Committee (MPC) and supports standardisation across the industry. She has recently been leading the publication of the Trade Finance Taxonomy, a joint effort by ITFA MPC and the Komgo Secondary Market Workstream to put all trade finance products and related credit risk mitigation techniques on a single page.