Bert Goldberg Executive Director, International Factoring Association Bert is the Founder and Executive Director of both the International Factoring Association (IFA) and the American Factoring Association (AFA). With approximately 450 members, the IFA is the world’s largest association serving the Factoring industry. The AFA is the lobbying group in the U.S.A. that works on behalf of Factors to educate lawmakers of the value of Factoring to the U.S. economy. Bert has a B.S. degree from Cal State University, Northridge and an M.B.A. from Cal Poly, San Luis Obispo. Bert has over 35 years’ experience in the Factoring and Asset Based Lending industry.