Ammar Al-Saleh Associate Director, Senior Counsel, Legal Transition Team, ERBD Ammar is an Associate Director, Senior Counsel at the European Bank for Reconstruction and Development (EBRD) based in London. Ammar works in the Legal Transition Team, which is in charge of the Legal Transition Programme. This is a programme within EBRD focused on improving the investment climate in EBRDs region by helping to create investor-friendly, transparent and predictable legal environments. Ammar focuses on access to finance legal reform. Which includes assistance in the development of modern legal and regulatory systems for secured credit, strengthening of the collateral regimes, supporting the development of agricultural financing products, financial structures such as leasing and factoring, and FinTech and blockchain solutions.