Alma María Abad Irzusta

President, Spanish Factoring Association (AEF), Director of Financing and Services, Caixabank

^{Alma has 25 years of experience in Trade Finance, Asset Finance and Working Capital, managing the deal process from inception to completion. She is current President of the Spanish Factoring Association (AEF) and is Director of Financing and Services at Caixabank. Her previous roles were at Barclays, S.A.. Fortis Leasing Iberia, Caixa Leasing and Factoring amongst others.}