Adam Tavener Head, Alternative Business Funding & Chairman, Clifton Asset Management Adam is the founder and chairman of Clifton Asset Management Plc, the innovators behind the Pension-led funding brand (www.pensionledfunding.com), providing high-quality non-bank finance to SME’s across the UK. Adam and Clifton were the catalysts for the creation of the Alternative Business Funding (ABF) collaboration and non-bank funding portal. The portal unites the country’s top non-bank funding providers to exchange rejected applicants for credit among themselves and was the driving force behind the recent bank referrals legislation.