Billers are facing additional financial difficulties as a result of rising interest rates, high inflation, congested global supply chains, and a tight labour market. Transcard, a US supplier of payment solutions, has expanded its cloud-native integrated payments platform, SMART Suite, to incorporate receivables and supply chain financing (SCF) features. With the solution, billers can now digitally present invoices and billing statements to customers, accept any type of payment, and finance approved invoices from a single platform. This is all embedded within any legacy enterprise resource planning (ERP) application, accounting software, or system of record, and integrated with any existing depository account.