Interfax Rating Agency, the strategic partner of Moody's in Russia, has assigned a long-term credit rating of A1 (rus) to the Small Business Credit Bank (KMB-Bank). The agency has also assigned a short-term rating of RUS-1 to KMB
The rating reflects the good quality of and high returns from loans, a low risk per borrower and the opportunity to obtain support from the bank's biggest shareholder, the European Bank for Reconstruction and Development (EBRD), for which KMB is implementing a small-business financing programme in Russia. The rating is constrained by the risk of the bank's interest margin decreasing.
