Guavas Finance sets new benchmark for UK invoice finance

Guavas Finance has introduced a new benchmark in the UK invoice finance market, offering businesses access to a qualified finance expert within 180 seconds of enquiry and delivering funding decisions within 24 to 48 hours. This performance significantly surpasses the industry norm of two to four days for initial responses and five to seven days for approvals.

Since its launch in 2023, the London-based broker has facilitated more than £250m in invoice finance and business funding for UK SMEs through a panel of over 50 lenders. Most clients receive direct expert consultation within three minutes of making contact.

Commercial Finance Director Chris Dolan stated that many business owners are accustomed to delayed responses, automated emails, or extended periods of inactivity when seeking funding. He noted that immediate engagement enables Guavas Finance to assess requirements in real time, identify suitable lenders, and initiate applications during the first conversation.

By compressing traditional approval timelines from up to a week to as little as one to two days, the firm addresses the urgent working capital needs of sectors such as recruitment, construction, healthcare, and professional services. CEO and Founder Ben van Rooyen emphasised that accelerated decision-making can determine whether a business capitalises on an opportunity or loses it, citing cases where funding was secured within hours of critical payroll or supplier deadlines.

The company’s technology platform streamlines document collection, credit assessment, and lender matching, reducing processing times while maintaining tailored, sector-specific expertise.

Guavas Finance was named Invoice Finance Broker of the Year at the 2025 Business Moneyfacts Awards and is a finalist for 2026, reflecting industry recognition of its speed-focused, client-centric model.