FundingSearch.com gives lenders real-time access to verified SME financial data

FundingSearch.com is providing commercial lenders and brokers with direct access to loan applications backed by live, verified financial data from borrowers’ accounting software. The platform integrates with Xero, Sage, and Companies House to deliver real-time profit & loss statements, balance sheets, and cash flow information alongside verified business records, removing reliance on self-reported figures or outdated management accounts.

The platform addresses a longstanding challenge in SME lending, where over half of loan applications fail, wasting time for brokers and underwriting resources for lenders. FundingSearch.com’s intelligent matching technology connects borrowers with the most suitable lenders from the start, ensuring applications meet stated criteria with verified data to support them.

Founder and CEO Phillip Evans highlighted the platform’s impact, noting that placing complex deals often took weeks of manual research. FundingSearch.com streamlines the process, providing brokers with instant matches, lenders with pre-qualified applications, and borrowers with decisions in days rather than weeks.

The launch also aligns with the FCA’s Open Finance vision, bringing verified, real-time financial data into commercial lending for the first time. The platform covers a broad range of finance products, including asset finance, invoice finance, working capital, trade finance, merchant cash advance, and property finance.

Lender registration is now open, with priority onboarding available for early adopters.

Founded in 2025 and headquartered in Sheffield, FundingSearch.com connects SME borrowers, brokers, and lenders through verified data integration and intelligent matching technology, enabling faster, more accurate lending decisions across the UK commercial finance market.