Five Arrows Commercial Finance, which in the year ended 31 December 1999, recorded profits before tax of Ј890,000, has seen that figure reduced to Ј128,000 for the following year. This represents a fall of 86%, the largest drop in profits the company has seen in recent years. The company’s turnover, however, rose by 8% from Ј6.575m to Ј7.103m.