Financely secures US$16m to accelerate growth of trade finance and ABL

Financely Group (Financely) has successfully closed a US$16m financing round to advance the development of its technology platform and to expand its warehousing capacity dedicated to trade finance and asset-based lending (ABL). The capital injection will enable the company to further streamline the process of moving qualified transactions from initial intake to funding—eliminating inefficiencies such as excessive email exchanges, misaligned credit appetites, and delayed committee reviews.

Addressing a Global Challenge
Global trade remains burdened by outdated systems—relying heavily on paperwork, spreadsheets, and inconsistent workflows. A substantial financing gap persists between the capital needs of companies engaged in global commerce and the capacity banks are willing to extend. Mid-market exporters, importers, and commodity traders frequently face prolonged delays as they navigate incompatible lender requirements, redundant KYC submissions, and extensive negotiation of terms. Lenders, in turn, are overwhelmed by incomplete proposals and insufficient data, complicating underwriting and slowing deployment.

A Transformational Approach to Trade Credit
Financely’s investment thesis is rooted in the belief that short-term, self-liquidating, and collateral-backed credit facilities are both efficient and scalable—provided that the data, collateral, and risk triggers are standardised and well-controlled. By automating intake, underwriting, and reporting processes, Financely aims to reduce risk, improve accuracy, and expedite deal execution.

The platform integrates:
– AI-driven lender matching for instruments such as letters of credit, SBLC-backed credit lines, receivables financing, inventory revolvers, purchase order finance, and traditional ABL structures;
– Automated generation of credit memos and dynamic borrowing-base packages, fed directly by client uploads and API data streams;
– Dedicated borrower and lender portals that offer auditability, embedded triggers, and structured communication channels—eliminating reliance on unstructured email threads;
– A proprietary first-loss warehousing structure that accelerates transaction closure ahead of syndication or securitisation efforts.

Financely’s leadership emphasizes that users are not seeking cosmetic workflow tools or CRM overlays. Instead, the company’s strategy focuses on delivering a streamlined and functional credit process—where structured data is translated directly into actionable credit memos and matched efficiently with appropriate capital providers. The newly raised capital will enable Financely to formalise and scale this end-to-end process, while also building out the infrastructure and capacity required to support a growing transaction pipeline.

Deployment of Funds
Proceeds from the capital raise will be allocated toward:
– Scaling the lender-matching engine across all core trade and ABL product categories
– Expanding internal underwriting, legal, and loan servicing teams
– Increasing warehousing capital to position deals more efficiently
– Building direct data pipelines that allow lenders to quote and monitor facilities with minimal manual intervention

About Financely
Financely is a specialist structuring and syndication firm focused on trade finance and asset-based credit solutions for post-revenue businesses. The firm arranges tailored financing facilities—including letters of credit, SBLC-backed structures, receivables programs, and borrowing-base lines—through a trusted network of commercial banks, private credit funds, and alternative lenders.