eCapital and AtoB connect freight factoring with fuel payments

eCapital has partnered with transportation payments provider AtoB to combine working-capital finance, fuel purchasing and digital payment tools within a single financial workflow for trucking businesses.

The partnership will make AtoB’s fuel card and digital wallet available through eCapital’s client platform. Transportation companies will be able to access financing alongside tools for fuel discounts, driver payments, expense management and real-time spending controls without managing separate systems.

For carriers, the integration addresses a persistent mismatch between operating expenses and customer payment cycles. Fuel, tolls, wages and maintenance often need to be paid immediately, while invoices issued to brokers and shippers may remain outstanding for weeks.

eCapital’s transportation clients will continue to receive round-the-clock access to working capital, including finance linked to receivables, while AtoB provides the payment infrastructure used to deploy that liquidity across day-to-day fleet expenses.

The AtoB fuel card offers network-wide acceptance, route-based tools for identifying lower-cost fuel and controls over how funds are spent. Its digital wallet can be used to transfer money, pay drivers and manage business transactions.

Melissa Forman-Barenblit, president and head of transportation at eCapital, said combining the businesses’ capabilities would help carriers spend less time managing disconnected financial tools and more time developing their operations.

Vignan Velivela, co-founder and chief executive of AtoB, said slow-paying invoices should not leave trucks unable to operate because carriers lack liquidity for fuel or other immediate costs.

The agreement reflects a wider shift in specialist finance towards combining funding with operational software and payments. Traditional freight factoring releases cash from invoices, but integrating that finance with spending controls can extend the lender’s role further into the customer’s everyday workflow.

That could improve convenience and provide businesses with a clearer view of the relationship between receivables, available liquidity and operating expenditure. It may also deepen customer relationships for both providers, although the companies have not disclosed commercial terms, adoption targets or the timetable for making all features available.

eCapital says it has provided more than US$144bn of capital to over 44,000 clients across more than 80 industries. Its wider product range includes invoice factoring, asset-based lending, receivables finance and supply chain finance