Clara Capital surpasses US$300m in SME finance

Clara Capital has reached a significant milestone in its mission to provide alternative financing solutions for small and medium-sized businesses (SMEs), surpassing US$300m in funding deployed nationwide. This achievement highlights the company’s rapid expansion and rising prominence within the financial services sector in the US.

Over the past year, Clara Capital has made strategic advancements across multiple facets of its business. These include bolstering its financial infrastructure, broadening its operational footprint, expanding its sales distribution, and heavily investing in its technology stack. These initiatives have propelled Clara Capital to be recognised among the fastest-growing financial firms in the country.

The company’s evolution has marked a shift from being solely a fast-growing lender to becoming a fully integrated fintech platform. With enhanced capital access, diversified distribution channels, and a powerful funding engine, Clara Capital is building a foundation for the future of SMEs finance.

To accelerate its growth and extend market reach, Clara Capital recently introduced a dedicated vertical for Independent Sales Organisations (ISOs). This new initiative empowers ISO partners to originate deals directly through Clara’s proprietary platform. Designed with a focus on partner ease and efficiency, the channel includes a onboarding process, compensation models, and real-time technology support.

The ISO channel is already providing the company with increased velocity and expanded reach across various industries. Partners benefit from tools that prioritize transparency and performance, while Clara’s clients enjoy improved access to funding options.

Investment in automation and operational technology has also been a core focus. Clara now features full automation for application intake and bank statement processing. Incoming submissions are instantly routed through automated funding calculators and staged for underwriting within seconds. This streamlined approach significantly improves decision-making speed and overall efficiency.

With this scalable and high-performance technological infrastructure, Clara Capital is setting a new benchmark for fintech-driven SME lending, aligning operational capabilities with its ambitious growth targets.