Introduction
Change is ever present in the global trade credit insurance market. This is illustrated by consolidation among the large monoline trade credit insurers, the fluctuating fortunes of the non-specialist insurers, difficult conditions in the reinsurance market and advances in technology. However, there is one underlying theme that has dominated the market for the last 10-15 years and will continue to do so for the foreseeable future, namely the evolving role of governments in the trade credit insurance industry.
