Bibby Factors Northwest appoints new manager and head of operations


Bibby Factors Northwest, a specialist provider of business cash flow solutions, has announced the appointment of Paul Mountain as regional manager and Ray Lowrey as head of operations.

As a member of the senior management team, Ray will be responsible for ensuring the smooth running of the operations team, monitoring and evaluating clients and supporting new business opportunities.

Ray brings to the role a wealth of experience in the financial services sector; having worked for over 14 years in a number of finance roles. Ray joined the Bibby Group in 2001 as operations manager. Prior to this he worked for Bank of Scotland in a variety of roles, most recently as senior account manager where he was responsible for a portfolio of 50 invoice finance clients.



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