It can be a fair bet that financial models adopted in the USA eventually make their way to the rest of the world in one form or another. For factors, the key is to pick the right industry sectors to monitor, and to remain aware of developments within. In one panel lecture during the CFA conference, Terry Cady of DVI Business Credit, and Robert McCarrick of GE Capital Commercial Finance, detailed the developing methodologies of the important Asset Based Lending sector and its evolving contribution to the healthcare market - an industry worth 14% of GDP in the United States alone.