Allianz Trade collaborates with Stripe to foster order-to-cash process

Allianz Trade, the world’s leading trade credit insurer, has selected Stripe, the company building programmable financial services, to transform the order-to-cash journey for companies operating in the B2B e-commerce ecosystem. By combining risk management, secure payment and digitalization of flows, this collaboration enables B2B merchants and marketplaces to automate, secure, and streamline their entire order-to-cash process – from order validation to cash collection.

Fixing the B2B payment bottleneck
Allianz Trade started with a clear and conclusive insight: in B2B e-commerce, the order-to-cash process is often slow, fragmented, and risky. Manual order validation, uncertain customer creditworthiness, billing disputes, and delayed payments can lead to cash flow disruptions and frustrated sales teams.

To address this challenge, the world’s leading trade credit insurer set a bold ambition: to offer B2B e-commerce players a seamless, secure, and fully digital payment experience. The solution? Integrating Stripe’s capabilities into Allianz Trade pay, Allianz Trade’s payment solution that offers a wide range of services dedicated to B2B e-commerce activities.

Optimizing order-to-cash with Allianz Trade + Stripe
“With Allianz Trade pay, we already cover most steps of the order-to-cash process. We secure order validation with real-time risk assessment and instant credit insurance, support invoicing with flexible payment terms, and optimize cash collection until potential indemnification if required. Now, with Stripe integrated into our solution, everything moves faster. We enhance cash collection and reconciliation, helping B2B e-commerce players better manage order-to-cash so they can grow their sales globally while protecting their cash flow”, states François Burtin, Global Head of e-commerce at Allianz Trade.

How does it work? Once payment terms are granted and the invoice is issued, Allianz Trade automatically triggers SMS and email reminders with a Stripe payment link. Buyers can pay instantly, and the system reconciles payments automatically. Sellers also gain access to a dashboard and reconciliation documents to monitor activity in real time. And if a buyer fails to pay, Allianz Trade steps in with automatic indemnification.

“Collaborating with Stripe, a key player in the ecosystem, marks an important milestone in the deployment of Allianz Trade pay. We already cover the entire B2B e-commerce value chain, from KYB to payment. Now, we provide merchants and marketplaces with an optimized, smooth and seamless order-to-cash management solution. This is a powerful addition to our value proposition, that makes Allianz Trade pay an even stronger tool supporting the rise of B2B e-commerce”, adds François Burtin.

“At Stripe, we build programmable financial services so enterprises can tap the very latest technology,” says Conor McNamara, Stripe’s EMEA Chief Revenue Officer. “Our collaboration with Allianz Trade shows how agile multinationals can plug into our platform, create new customer experiences, and unlock fresh revenue streams through embedded payments. When complexity disappears, businesses move faster, serve buyers better, and focus their teams on growth instead of plumbing.”