Agridex International trade finance Tradeflow Capital Management Africa 13-02-2026Agridex and Tradeflow launch digital trade finance platform for African SMEsAgridex International has partnered with Tradeflow Capital Management to deploy a digital payments and structured trade finance platform aimed at supporting small and medium-sized enterprises in Kenya and across Africa.The agreement positions Agridex’s Loam platform as the core payments infrastructure for channeling institutional capital into agricultural and commodity value chains. The initiative is designed to reduce cross-border transaction costs and significantly shorten settlement times for SME traders operating in fragmented and often costly payment environments.At the centre of the collaboration is Loam, Agridex’s digital payments and treasury optimisation system, which delivers near-instant settlement at transaction costs below 0.2 percent. This compares with traditional cross-border payment channels, where fees can exceed 3 percent and settlement can take several working days. By lowering friction in payments, the partners aim to unlock more efficient capital flows into underserved segments of the market.Tradeflow, which has facilitated more than US$5bn in SME trade transactions since inception, will use Loam as its primary conduit for structured trade finance capital across selected African markets. The initial focus will be on commodity trades and structured financing deployments in priority jurisdictions, with an emphasis on payment certainty, speed and cost efficiency.Henry Duckworth, Founder and CEO of Agridex, said the adoption of Loam demonstrates how modern payment infrastructure can improve scale, resilience and efficiency in African trade finance.The partnership comes at a time when SMEs across the continent continue to face high borrowing costs, currency volatility and delays associated with traditional banking systems. By combining digital payment rails with asset-backed, data-driven financing models, the two firms aim to expand access to working capital and help close persistent trade finance gaps in Africa’s agricultural and commodity sectors. #trade finance
Agridex International has partnered with Tradeflow Capital Management to deploy a digital payments and structured trade finance platform aimed at supporting small and medium-sized enterprises in Kenya and across Africa.The agreement positions Agridex’s Loam platform as the core payments infrastructure for channeling institutional capital into agricultural and commodity value chains. The initiative is designed to reduce cross-border transaction costs and significantly shorten settlement times for SME traders operating in fragmented and often costly payment environments.At the centre of the collaboration is Loam, Agridex’s digital payments and treasury optimisation system, which delivers near-instant settlement at transaction costs below 0.2 percent. This compares with traditional cross-border payment channels, where fees can exceed 3 percent and settlement can take several working days. By lowering friction in payments, the partners aim to unlock more efficient capital flows into underserved segments of the market.Tradeflow, which has facilitated more than US$5bn in SME trade transactions since inception, will use Loam as its primary conduit for structured trade finance capital across selected African markets. The initial focus will be on commodity trades and structured financing deployments in priority jurisdictions, with an emphasis on payment certainty, speed and cost efficiency.Henry Duckworth, Founder and CEO of Agridex, said the adoption of Loam demonstrates how modern payment infrastructure can improve scale, resilience and efficiency in African trade finance.The partnership comes at a time when SMEs across the continent continue to face high borrowing costs, currency volatility and delays associated with traditional banking systems. By combining digital payment rails with asset-backed, data-driven financing models, the two firms aim to expand access to working capital and help close persistent trade finance gaps in Africa’s agricultural and commodity sectors.