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7-8 November 2023
Dubai Chambers
Deira, Dubai

Factoring and supply chain finance are becoming prime contributors to economic growth in the MENA region and interest in the products are at an all time high. By facilitating trade, reducing financing costs, optimising working capital and improving cash flow, businesses can invest in expansion, modernization and innovation. This makes the region more attractive for international trade and investment, promoting economic growth and development. The second annual MENA Supply Chain Finance forum will open its doors this autumn for those keen to learn about the current state of the new framework of supply chain finance in the MENA region including developments after the introduction of the Factoring Law (Federal Decree Law No. 16) of 2021.  MENA Supply Chain Finance 2023 brings together leading industry experts from around the region and beyond, service providers and regulators to uncover the industry’s top opportunities and challenges. This is an essential annual supply chain finance industry event for everyone involved or interested in MENA receivables and payables finance.

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MENA SCF 2023 will address the following topics:


•              Future business drivers and models for SCF and factoring in the MENA region

•              Unlocking liquidity through SCF

•              Addressing the challenges of SCF’s potential to deliver ESG objectives

•              Realising fully digitalised end to end processes for SCF

•              Regional focus on factoring and SCF in Saudi Arabia and Egypt

•              Harnessing the power of AI in SCF

•              Supporting SCF and factoring partnerships between banks and fintechs

•              Shar'iah compliance SCF and factoring

•              Regulatory and legal progress and challenges in the MENA region


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K. Nizardeen
CEO, Credit Investment Bank UAE; Vice Chair, ICC Banking Commission, ICC UAE
Tom O’Brien
Sales Manager, China Systems Middle East, Co-ordinator, Steering Committee for the Banking Commission, ICC UAE

Tom is a Sales manager at China Systems Middle East, an industry leading trade finance, Supply Chain Finance and payments software provider. China Systems’ flagship solutions, Eximbills Enterprise and Customer Enterprise, empower some of the largest Islamic and conventional financing institutions in the region. Tom also acts as the co-ordinator of the ICC UAE steering committee of the Banking Commission.

Latif Sheik
Business Development Manager, Factoring & SCF, Comarch Middle East

With over 14 years of extensive experience, Latif’s key areas of expertise include factoring, supply chain finance (SCF), receivables finance, open account, and open banking solutions. In his current role at Comarch Middle East, Latif focuses on helping banks in the Middle East to launch or streamline their trade and invoice management processes, specialising in SCF and factoring solutions. He collaborates with leading banks and factors in the region and is recognised for his expertise in implementing cutting-edge platforms that have the potential to redefine the business banking experience. Latif is a seasoned professional with a proven ability to understand business needs and build rapport with key decision-makers. Based in Dubai for the past 12 years, Latif has overseen relationships with banks in the overall GCC markets, including the UAE, Saudi Arabia, Kuwait, Bahrain, Oman, Qatar, and Egypt. Moreover, he plays a vital role in guiding customers streamlining and bringing automation into the back-end process of factoring, receivables management, and reconciliation, areas of paramount importance in the world of finance.

Ayam Allam
General Manager, Healthcare & Medical, Aljan & Bros Holding Group
Ayman Allam
Former Director of Operations, Roche Middle East

Ayman is an entrepreneurial and people-focused operations leader with 20+ years of success in public and private sectors' operations, creating customer-centric business strategies that reduce costs, enhance production, and position global organisations to achieve operational excellence. Influential communicator and assertive negotiator with high degree of emotional intelligence, analytical mindset, and ability to build SCM policies and procedures that comply with government regulations whilst aligning with strategic business objectives. Strategic core business focus, understanding financial analysis and drawing the P&L around the related financial dynamics.

Shamila Ashiq
Regional Senior Legal Counsel, MENA Global Trade & Receivables Finance, HSBC

Shamila is the lead counsel in the Middle East, North Africa and Turkey for HSBC’s Global Trade and Receivables Finance business. She has extensive experience in a wide variety of banking and finance transactions, including structured trade finance, commodity finance, invoice discounting facilities, supply chain finance and borrowing base facilities. She has over 10 years’ experience in the region and prior to joining HSBC, she was a corporate lawyer at a US law firm practising both in London and Dubai.

Federico Avellán Borgmeyer
Chief Partner Officer, efcom

With nearly 30 years banking technology experience, such as transaction and payment processing, credit card personalisation, payment and other transaction terminals, AI applications in finance, cryptography, DLT and factoring solutions in many C suite positions across business planning, finance, M&A, R&D, marketing and sales, operations and after-sales with World Card International, DataCard Corporation, Gemplus/Gemalto, FidelioNetworks, FirstData Corporation, Postbank POS Transact, Tech4Fin Deutschland and Factoring Blockchain Solutions, Federico is the strategic architect and now executer for efcom's new global marketing and sales approach. Federico is also Senior Partner at the Amontis Consulting Group, Executive Board Member at Sevar AG, Board Member at Meshed Systems and holds an MSc from Technische Universität Berlin, MBA Visiting Scholarship from University of Illinois and lectures in Entrepreneurship at the Computer Science Department at the University of Applied Sciences in Darmstadt. He has lived and worked in the Americas, EMEA, mainland China and speaks Spanish, English and German.

Maninder Bhandari
Director, Derby Group

Maninder Bhandari has 35+ years of multi-national experience across Latin America and the Caribbean, Miami, Hong Kong, Singapore and the MENA region in regional leadership roles, board positions and as the CEO of multiple businesses. Throughout his years at HSBC, ABN AMRO and the Bank of New York Mellon in regional and global positions, he has seen multiple downturns and crises yet has steered the businesses to strategic growth. At the Bank of New York Mellon, Maninder had responsibility for over 30 countries in the MENA region. His quest for inorganic growth and leadership led him to be a founding partner of a private equity fund, investing in mid-cap companies in the IT, education and health care sectors. He was a board member of the investee companies prior to his sale of his interests in the fund. Whilst growing the fund via raising growth capital and investing in cross-border deals, he was also partner and director in a group providing non-core back office services. This group now has 13 companies and 3,000 staff. Maninder sold his interests to a US-based Nasdaq listed multi-national. Concurrently he was an advisor to a UAE financial institution and spearheaded a team to set up a new onshore bank in the UAE to promote trade with Africa and Eastern Europe – the new frontiers of growth. Currently, as CEO of a four-company group, Maninder has led the group to financial stability despite trying circumstances requiring a strategic turnaround. He enjoys public speaking and has written articles published in finance magazines and in daily newspapers on wide ranging commercial subjects. He remains on the editorial board of a global trade publication based out of London and continues to be a speaker at and chair of trade conferences. Maninder is a Singaporean citizen and has an MBA.

John Bugeja
Managing Director, Trade Advisory Network

John Bugeja is a highly experienced trade, supply chain and invoice finance specialist with more than 40 years’ experience in senior leadership roles with HSBC, NatWest, RBS, Barclays and Lloyds Banking Group. John is now Managing Director of Trade Advisory Network Limited, a trade, supply chain and invoice finance advisory network, delivering product development and innovation, operating model design and implementation, training and education and deal structuring and placement solutions to banks, alternative finance providers, fintechs, technology service providers and corporates. John is often called upon to act as expert witness when trade and supply chain finance related disputes go to tribunal or court. Key areas of expertise include origination, risk and governance, product management and development, business development, organisation design, change management, process facilitation, training and management development. John is passionate about promoting the development of supply chain finance in all its forms and was a member of the drafting group that wrote the ICC rules for Uniform Rules for Digital Trade Transactions (URDTT). John is also co-author of LIBF’s Certificate in Supply Chain Finance, FCI’s Supply Chain Finance online learning module and the  ICC Academy’s Advanced Supply Chain Finance online course, a core module of their CTCP programme.

Anurag Chaudhary
CEO, Pinnacle Trade Finance

Anurag has overall banking experience of 25+ years in corporate and transactional banking covering sales, structuring, credit, international trade, product management, distribution and portfolio optimisation. He was part of Citibank’s Global Trade and Supply Chain businesses Exco for 7+ years and responsible for one of Citibank’s global trade product pillars. He managed Citibank’s trade distribution and syndication team globally and was responsible for investor relationships across 100+ global and regional banks, and institutional investors/ asset managers. Subsequently, he worked as a strategic management consultant with IBM USA and Ernst & Young (EY) London nad Swiss teams to help banks and corporates to digitalise and transform their global trade finance and supply chain businesses.

Currently, he is leveraging his investor relationships to arrange incremental <1-year working capital finance funding for (a) “unrated” corporates with turnover $500mn-$,000mn, (b) non-investment grade corporates rated B’s and BB’s, (c) emerging market banks and (d) factoring and leasing firms.

Rahul Daswani
Founder, LHD Research

Rahul has 20+ years of diversified experience in digital transformation, corporate treasury, financing and process excellence. He was a Six Sigma Quality Black Belt at GE Capital and a Risk Underwriter at Citibank before becoming a Regional Treasurer at Nokia. Then he moved to Microsoft Treasury to develop financing programmes for emerging markets and now he is founder of LHD Research, which provides knowledge and advisory solutions.
He is based in Dubai and is dual qualified as Chartered Accountant from India and Chartered Treasurer from the UK.

Raja Debnath
Managing Director, Veefin Solutions

Raja is the Managing Director and founder of Veefin Solutions, a global thought leader in SCF solutions. Raja Debnath is an SCF and MSME technology and advisory professional turned entrepreneur. He is a former IFC Senior Global Advisor for SCF and SME Banking and has advised over 25 financial institutions globally. He set up the SCF and SME banking advisory practice team at IFC South Asia and launched their SCF programmes in multiple countries across Asia and Middle East.

Brendan Du Preez
Senior Vice President, Global Head Trade Product Management, Global Transaction Banking, Mashreq Bank

Brendan du Preez’s career spans more than 20 years across various roles within operations, sales, risk management and product management. He started his career as senior business accountant at Clover South Africa and then progressed to ABSA Corporate Bank South Africa where he had the responsibility of running the Transaction Management Unit for Structured Trade and Commodity Finance. Brendan moved to Barclays where he was accountable for the setup, implementation and integration of a Transaction Management Unit to support the Corporate Finance business across Africa. Following his Barclays stint, Brendan joined Standard Chartered Bank as Head of Transaction Management Unit Africa with accountability to establish a team and system to support business expansion across Africa. Following this role, Brendan had held various other senior roles within Standard Chartered Bank, most notably, Head Operations South Africa, Structured Trade Product Management Head for Africa, Global Product Management Head, based in Singapore, with a specific focus on strategic open account and documentary trade growth products and Southern Africa Head of Product Management. He was the Product Head for Structured Trade and Commodity Finance at Barclays Africa Group. Before joining Mashreq, as SVP Global Head of Trade Product Management, Brendan was the Head Trade and Working Capital Finance Core Markets at Standard Bank. Prior to this role, Brendan was the Group Head of Open Account, Supply Chain and Working Capital Finance at Standard Bank Group with accountability for strategic direction and growth of the business across the Standard Bank Group. He holds a B.Com Accounting Degree from the University of Potchefstroom South Africa. He has published and contributed to trade related articles in trade industry publications. He has also been both a panellist and speaker at key trade industry conferences. He has represented Standard Bank at the Global Wolfsberg / ICC Working Group on Anti-Money Laundering in Trade Finance, ICC Global Supply Chain Finance Forum and BAFT African Council.

Shereen Elansary
Head of Supply Chain Finance & Custody Division, Qatar National Bank Alahli

Shereen is the Head of Supply Chain Finance and the Custody Division at QNB Alahli, the first bank in Egypt to provide a comprehensive solution including B2B finance through special tailor-made lending programmes, digital payments and collections. She has 30 years' banking experience, mostly in corporate and investment banking at QNBAA, working with multinational corporations. She is a board member at GSK Egypt representing QNBAA and at QNB Life Insurance Company. She is a member of the credit committee at QNB Alahli. Shereen has both a Bachelor's degree and a Master's degree in Business Administration from the American University in Cairo.

Gianluca Elmosi
Group Treasury Director, Al Dahra Holding LLC

Gianluca has more than 20 years’ experience in corporate treasury management in prestigious multinational companies from oil & gas, telco, chemicals, agriculture and other sectors, specialising in M&A, debt raising, cash pool, risk management, structured financial debt, interest rate coverage, cash management and capital funding.

Currently he is the Group Treasury Director at Al Dahra Holding, a prominent leader in the agribusiness fueled by an active foreign investment strategy. Prior to joining Al Dahra in 2015, for which he oversees the business in several regions managing all aspects in treasury operations, Gianluca was Director of Treasury in Muntajat, the Qatar Chemical and Petrochemical Marketing and Distribution Company, developing and managing Muntajat's financial market risks including interest rate, liquidity, credit risk, FX risk and insurance.

Before moving to Qatar in 2012, in his earlier career, he worked several years in General Electric as Global Treasurer of the GE Energy Contractual Services Business and in NTT Docomo (Buongiorno) for which he held the role of Global Treasurer and Head of Investor Relations.

He has a B.A. in Business Administration from Cattolica University in Milan.

Gianluca, among his passions, is a go-karting professional pilot and he won the 2017-2018 GCC Rotax Championship for the category RD1 and actively still racing

Norhan Ezzat
Head of Global Transaction Banking, Arab African International Bank (AAIB)
Alex Garabedian
Investment Manager, Chalhoub Group
Doaa Hafez
General Manager, Head of Technical Functions & Alternate Head of International Factoring, Egypt Factors; Executive Committee Member, FCI

Doaa is a senior commercial finance executive with extensive experience in the development and implementation of receivables finance and other innovative working capital solutions in Egypt. She has 24 years of experience in the finance and management fields. For the past 16 years, Doaa has been working with Egypt Factors, a member of FIMBank Group. She has acquired significant expertise in the areas of client relationship management, factoring operations, product structuring and development and operational risk and controls. Doaa is currently General Manager of Egypt Factors and a member of the Executive Committee of FCI as well as a member of the FCI Education Committee. Doaa is the first female member from Africa and the Middle East of FCI’s Executive Committee.

Syed Imtiaz Hussain
Regional Head of Product and Propositions, Global Trade and Receivables Finance (GTRF), HSBC

Syed Imtiaz Hussain is currently the Regional Head of Product & Propositions for Global Trade & Receivables Finance, MENAT. Since joining HSBC in 2007, Imtiaz has worked in GTRF across ASP, MENAT and Europe, including on-the-ground regional MENAT experience as Head of GTRF Sales for SABB and as FIG GTRF Head of MENAT. Prior to joining HSBC, he also worked at HDFC Bank, Deutsche Bank and Citibank, rounding out his 23 years of industry experience in trade finance.

Betül Kurtuluş
Regional Director, Central, Eastern & South-Eastern Europe & Middle East, FCI

Betül Kurtuluş has 25 years’ experience in the factoring and leasing industry. She started her career at Anderson Consulting and joined the factoring industry in 1992. Prior to Strateji Factoring, Betül worked at Toprak Banking Group. Until 2018, she has been General Manager at Strateji Factoring, also a Board Member of Yatirim Leasing.

Betül Kurtuluş served as a Board Member of the Association of Financial Institutions of Turkey since 2016. The association consists of three major industries, factoring, leasing and consumer finance, with members of 103 finance companies.

Since January 2019, she has been appointed as a Regional Director responsible for Central, Eastern, and South-Eastern Europe and the Middle East. She has a university degree in Economics.

Karol Leszczyński
Product Development Manager, Comarch Factoring Platform

A member of Business Banking Unit in Comarch FBU sector, Karol is the Product Development Manager at Comarch Factoring Platform. He has 10 years’ experience in corporate banking at Raiffeisen Bank and BNP Paribas as a Relationship Manager and Factoring Sales Director, Southern Region Poland. He graduated from the Jagiellonian University in Cracow, with a degree in Management and Marketing in the Public Sector.

Mark Mandula
Senior Vice President, United Capital Funding; Chief Learning Officer, BCR Publishing

Mark is an internationally recognised factoring expert, speaker, author, serial entrepreneur and servant leader. He is Senior Vice President of United Capital Funding, a Tampa Bay, Florida B2B and B2G SME commercial finance professional services firm. He was Principal/ Managing Partner from 2000 to 2017 when the firm was acquired and has also served in a National Sales Director capacity. Since formation, United Capital has grown 80 times in annual employed capital to B2B and B2G SMEs and is projected to exceed US$1 Billion in NFE in 2022. Mark has also become an equity owner of BCR Publishing, and will serve as Chief Learning Officer. In this new role, he will lead the expansion of programmes and best of breed events for BCR on a global basis. He believes that “power in knowledge, but only when shared.”

Prior to joining United Capital in 2000, he was principal and shareholder in an investment banking firm that completed over 200 bank industry mergers and acquisitions over a 20+ year span. Following that, he was owner and CEO of a leading credit industry business and was nominated as an Entrepreneur of the Year. He holds an MBA and BBA in Finance and is a 2012 graduate of the Certificate in Private Capital Markets from the Graziadio Graduate School of Business at Pepperdine University, Malibu, California. He has been actively involved in multiple non-profit boards including Eckerd College, Tampa Bay Research Institute and others.

Mark is a regular speaker and has participated in over 250 international conferences and has had more than 1,200 articles published online and in ABA Banking Journal, Mergers & Acquisitions, BCR, FCI and other commercial finance global industry publications both online and in hard copy. He has also contributed to several editions of the World Factoring Yearbook, published by FCI and BCR on a global basis.

Carlo Minasi
Senior Manager, Arthur D. Little
Elat Niyas
Treasury Manager, Al Masaood Group

Elat Niyas is Treasury Manager at Al Masaood Group. Elat has over 11 years of experience in a wide range of treasury areas, including funding, cash management, systems, treasury control and accounting. He is part of the team leading the digital transformation across the group and his passion lies in digital transformation and service improvement. Elat has a Bachelor’s degree in Financial Management.  He started his career at an audit firm as a tax audit consultant and has done concurrent and statutory audits for major Indian banks.

Anjum Noman Mirza
Head Trade Finance, Global Transaction Banking, Saudi National Bank
Vincent O'Brien
Director, ICC UAE

Vincent has been actively involved in trade finance for more than a quarter of a century and has delivered technical assistance for trade finance in more than 100 countries. Vincent’s primary activity is trade facilitation with major multilateral development banks and his recognised specialty is trade-related dispute resolution where he often acts as expert witness in trade disputes and legal cases. Vincent also holds the positions of the Associate Director of the Institute of International Banking Law and Practice (IIBLP).

Sinan Ozcan
Senior Executive Officer & Board Director, DP World Trade Finance

Sinan has 21 years of experience working in executive roles across various industries, focusing on several areas of banking, financial services and logistics, i.e. trade and structured finance solutions, supply chain finance, new ventures and business development. Sinan joined DP World in April 2021 and set up DP World Trade Finance where he continues to serve as Senior Executive Officer and Board Director, and globally leads DP World’s Trade Finance business, DP World’s global trade finance initiative.

In March 2017, he set up Maersk Trade Finance business in the UAE, obtained regulatory license, rapidly grew the business, and served as Senior Executive Officer, Board Director and Regional Trade Finance Head for the Indian sub-continent, Middle East and Africa region until 2021. Previously, Sinan was Regional Director of UK Export Finance (UKEF), a British government department and the official Export Credit Agency of the UK, for the European, MENA and Central Asian regions, established UKEF’s overseas presence and originated trade and project finance deals. Prior to UKEF, he headed the Trade Finance/Financial Services unit of CNH Industrial for Africa-Middle East and Asia-Pacific regions. Before CNH, Sinan held the position as Auditor at VakifBank and covered many areas of banking and financial services.

Sinan holds an MBA degree from Philadelphia University and a Master’s degree in Banking and Entrepreneurship from the joint programme of Venice and Udine universities in Italy. Sinan speaks English, Italian, Turkish, French and German and has lived and worked in Turkey, USA, Italy, Singapore, Thailand and the UAE.

Vishnu Purohit
Group Head, Trade Product Management, Emirates NBD

Vishnu is a seasoned professional with over 19 years of experience in trade finance. He currently serves as the Group Head of Trade Product Management for Emirates NBD Group, responsible for overseeing trade and supply chain products across multiple locations, including Saudi Arabia, Egypt, UK, Singapore, and India. Vishnu has worked with DBS and HSBC in India, developing his expertise in trade product management and structuring. He holds a degree in Management and is a Financial Risk Manager (FRM), GARP.

Rudolf Putz
Head of Trade Facilitation Programme, EBRD

Rudolf Putz is Head of the European Bank of Reconstruction and Development’s (EBRD) Trade Facilitation Programme and has more than 30 years of experience in financing trade in Eastern Europe, the CIS and the southern and eastern Mediterranean. He started his professional career in 1983 as Deputy Head of Commodity Trade Finance at Centro Internationale Handelsbank AG Vienna, a subsidiary of Raiffeisen Bank International. In 1993, Rudolf Putz joined HELM AG Hamburg as Head of Structured Trade Finance and from 1996 to 1997, he was Deputy Head of Structured Trade Finance at Bank Austria International Trade Services Vienna, a subsidiary of Unicredit. In 1997, he became Director of Trade Finance at Deutsche Handelsbank AG Berlin, a subsidiary of Crédit Agricole, and since 2000 he has been developing EBRD’s Trade Facilitation Programme (TFP). Rudolf Putz holds a Doctor’s Degree from the Vienna University of Economics and Business Administration.

Farrukh Siddiqui
Founding Partner, Emerging Capital Management Partners

Farrukh has over 30 years’ experience across the Middle East and emerging markets at senior executive level in corporate banking, treasury and global trade and export credit finance with leading organisations including JP Morgan, FAB and Mashreq Bank. Farrukh is extremely well known across the entire region after building successful international franchises. He has been a regular speaker and contributor to many industry conferences spanning the globe with a keen focus on emerging markets and open access to capital markets.

Laurent Tabouelle
Managing Director, CODIX Group

Laurent is Managing Director of CODIX Group, an international commercial finance software provider, editor and integrator of the iMX solution. The technology supports all aspects of corporate/commercial finance, including PO finance, factoring, international/two-factors, reverse, classical, invoice discounting, asset-based lending, supply chain and inventory finance, leasing, as well as sophisticated debt collection capabilities. With a staff of 880+ business and technical experts located in 16 countries, CODIX delivers its iMX solution worldwide to clients of various sizes from SMEs to international groups, and always with a comprehensive suite of services, including system customisation, on-site training and assistance, as well as expert level business recommendations and project management. Laurent’s entire career has been in IT for the financial/SCF industry, first in the business systems analysis space, then projects and products management, evolving into management roles. Laurent has been CODIX Group’s COO since 2010.

Lionel Taylor
Managing Director, Trade Advisory Network

Lionel Taylor is a trade, supply chain and invoice finance specialist with more than 30 years experience in senior leadership roles with major financial institutions including RBS, Rabobank, Citibank and Lloyds Banking Group and with non-bank independents.

Now Managing Director of Trade Advisory Network Limited, which specialises in the strategic development of global supply chains, trade and invoice finance with a client base of regional banks, independent finance providers, fintechs and technology providers, his key areas of expertise include new business strategy, turnaround, organisation design, new product design, product management, marketing, origination, credit, team building and training.

He has extensive experience of operating in Asia where he led the cooperation on trade and supply chain finance between RBS and Bank of China, established an independent finance company facilitating trade between Asian and Western SMEs and assisted in the development of the Chinese factoring industry. Today, he continues his close involvement in the region, working with government agencies, banks, independent funders, investors and others who are looking to promote and extend trade and supply chain finance in the region.

He currently is a Non-Executive Director of a growing UK-based fintech, sits as the independent credit committee member for another non-bank finance provider and is also co-author of the ICC Academy’s Advanced Supply Chain Finance online course, a core module of their CTCP programme.

He continues to be engaged in advising a number of financial institutions, fintechs and technology providers on the development of their trade and supply chain finance businesses and is frequently invited to comment and write for specialist international trade publications as well as chairing and speaking at international events.

Morgan Terigi
Co-Founder and CEO, Incomlend

Based in Dubai and Singapore, Morgan is a serial entrepreneur who has an extensive background in trade and manufacturing. Spotting a gap in the market, Morgan and co-founder Dmitri Kouchnirenko created and launched Incomlend in January 2016. The company provides an alternative trade finance platform delivering factoring and supply chain finance solutions to companies globally. It works as a marketplace, where businesses can optimise their working capital by tapping into a pool of private institutional investors. Throughout his business activities, Morgan has established various companies in Japan, Mainland China, Hong Kong, Bangladesh, Malaysia and Singapore. Morgan is both a mechanical engineer and HEC Paris graduate.

Ravi Valecha
CEO, India Factoring and Finance Solutions

Ravi has had a 20+ year career as a factoring and supply chain finance professional, with HSBC and ICICI Bank and now he is leading India Factoring and Finance Solutions, a leader in export factoring in India.

Richard Wulff
Executive Director, International Credit Insurance & Surety Association (ICISA)

After completing a Master’s degree in Economics, Richard Wulff started his career in 1989 as trade credit insurance underwriting manager and reinsurance director of NCM, a precursor of Atradius, in his native country, the Netherlands. He founded a reinsurance captive for the company in Ireland prior to moving on to Munich Re in Germany. At Munich Re, he managed the non-European credit, surety and political risk reinsurance department until 2008. He then moved to India to become the Chief Underwriting Officer of HDFC-ERGO Insurance Company, a general lines insurance business. Richard subsequently became Group General Manager, heading up the worldwide credit lines at QBE Insurance in Australia, before moving to Hong Kong in that role. He returned to Holland in 2017 to found RW Consulting, a consultancy company for trade credit insurance, surety and political risk (re)insurance. In February 2021, Richard joined the International Credit Insurance and Surety Association (ICISA), an association with which Richard has been actively involved throughout his career in trade credit insurance, surety and political risk insurance, where he currently holds the title of Executive Director.

Syed Khurrum Zaeem
Head, Trade and Transaction Banking, AME, Standard Chartered Bank

Syed Khurrum Zaeem is the Head of Trade and Working Capital and Transaction Banking for AME. Khurrum joined this role in October 2019 and has over 24 years of diverse banking experience, comprising various facets of wholesale banking, namely relationship management, credit portfolio management, loan origination and transaction banking in various senior roles in multinational banks including Credit Agricole, ABN AMRO and Royal Bank of Scotland. Before joining Standard Chartered Bank UAE, Khurrum was previously the Managing Director and Head of Transaction Banking for Nigeria and West Africa in Standard Chartered Bank Nigeria. He joined Standard Chartered Bank Pakistan in December 2010 to head the transaction banking team. He has an MBA from the Institute of Business Administration Karachi in Pakistan. His is interested in arts and music, and is a keen sports enthusiast. He is married to Yameeneh, has three daughters, and loves spending time with them.

Ferdie Zaumu
Trade & Working Capital Head for the Middle East and Africa, Treasury & Trade Solutions, Citi

Dubai Chambers

Dubai Chambers, Baniyas Road
Deira, Dubai , DU
United Arab Emirates

MENA 23 - Early Bird (Valid until 12th Oct)


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