Vitor Graça Secretary-General, ALF Vitor Graça is the Secretary-General of the Portuguese Leasing, Factoring and Renting Association (ALF), in charge of representing the interests of specialised financing members, cooperating with public entities, promoting the social and economic development of specialised finance products and providing training to improve the general knowledge on leasing, factoring and renting. With extensive experience in the field of specialised financing, and particularly in ALF since 2008, he is also a member of the Executive Committee of the EU Federation for the Factoring and Commercial Finance Industry (EUF). Vitor Graça holds a MSc in International Economics and European Studies from Instituto Superior de Economia e Gestão (University of Lisbon), and a BSc in Economics from NOVA School of Business and Economics. In addition, he is President of the Board of the centenary Portuguese League for Human Rights – Civitas and was a member of the Executive Board of the European Association for the Defence of Human Rights (AEDH) until 2021.