receivables finance Risk SME finance UK 17-04-2026UK insolvencies rise as unpaid invoices and energy costs hit SMEsUK business insolvencies have increased by 7% month-on-month, highlighting mounting pressure on SMEs as cashflow conditions tighten.Businesses are now owed an average of £66,770 in unpaid invoices, with many forced to write off significant sums due to non-payment.“The latest figures show how tough trading conditions remain,” said Derek Ryan of Bibby Financial Services.Rising energy costs and late payments are adding further strain, increasing the risk of financial distress across the SME sector.The data reinforces the importance of receivables finance and working capital solutions in helping businesses manage liquidity challenges. #Bibby#Cash flow#insolvency#receivables finance#smes